The 2021 Calendar has been hung on the wall. Many, if not all of us are ready to welcome the new year with open arms. It's a New Year, a new beginning, and a reason to look forward.

Although 2020 was a challenging year in many respects, every Har-co Associate wants you to know that our organization has not stopped its efforts to continue to enhance Culture, Member Experience, and Product Development, all to provide you with the service and quality that you deserve.

Although we couldn’t be directly in the community as much as we would have liked to have been in 2020, with Social Distancing and the inability to gather, we hope that you got to know us a little better through our "Community Spotlights," "Take a Moment to Meet," and "Strolling Down & Around Main Street" features. Staying connected with you is very important to us.

We exist to serve you. Our hope is that 2021 will bring you and your family great health and prosperity. We value the trust you place in us with your finances.

Gilbert F. Kennedy, III

President and CEO, HAR-CO Credit Union

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