Apply today. Start earning cash back.
Note: You will be directed to the application site and leaving the Har-co site.
1. APR = Annual Percentage Rate. Rates quoted are subject to change. 2 Any existing balances on Har-co Credit Union loans or credit card accounts are not eligible for the Introductory APR for Balance Transfers. Actual rate based on creditworthiness. This APR will vary with the market based on the Prime Rate. 3 Amazon and Doordash are registered trademarks and are not sponsors of this offer.
Use your Black or Silver Har-co card at our below favorites and earn 5% cash back automatically.
We've made it even easier to find your next car. Whether your next car is for commuting to work, driving around town, or enjoying the backroads, find it here - featuring our partnered dealerships.
No confusing rewards program. No separate online portal requiring another password. No need to opt-in to the rewards like Discover®. With the Student Advantage credit card, your cash back will be credited automatically, every quarter. We do all the work, you get your money.
Apply Online
January - March: Paid out on April Statement
April - June: Paid out on July Statement
July - September: Paid out on October Statement
October - December: Paid out on January Statement
> Non-reloadable prepaid VISA® cards.
> Purchase for any occasion for yourself or give as a gift.
> $10 minimum up to $1,000 maximum per card.
> Purchase fee per card may apply. See service charge fees for details.
Please notify Har-co of your travel dates before you fly to ensure a smooth trip!
If your rate changes, it will appear on your monthly statement. No separate notice will be sent.
The Secured Visa earns 1% cash back on all purchases! If you want to earn 5% cash back on local purchases, you'll have to apply for the new Har-co card.
If your VISA® Debit or VISA® Credit Card is lost or stolen, IMMEDIATELY notify the credit union by calling 410.838.9090 during regular business hours. If you discover your card is lost or stolen when the credit union is closed, report your card lost/stolen by dialing 1.800.472.3272.
If fraudulent activity is suspected, the Fraud Monitoring Service automated notification system will call you directly at your current phone number on file to verify transactions. Based on your instructions, Har-co's Fraud Monitoring Service can permanently block your card, place a temporary block on your card, or they can take no action at all and close the alert.
Har-co Credit Union uses a powerful tool for early detection of fraudulent activity on your Har-co VISA® Debit or VISA® Credit Card. You are automatically protected 24/7. All you need to do is call us at 410.838.9090 to keep your phone numbers up-to-date.
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