Get pre-approved in minutes for that new,  or "new to you" car.

We have the perfect loan for you, new or used, private party or dealership bought.

Apply OnlineView Rates

Apply for a preapproval in 3 easy steps.

Get an express check that you can use at any dealership.

1. Apply online
Easily apply on your terms and get a decision in minutes.
Apply online
2. Upload documents
Upload and digitally sign most documents.
Apply online
3. Pickup your Express Check
Visit your local branch to pickup your check to use at any dealership.
Apply online
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1st Time Buyer Program

  • No credit required
  • Help to establish credit
  • Good rate and terms

Finance up to 96 Months

  • Finance up to 100% of the value plus taxes and title
  • New, used or refinance options
  • Guaranteed Asset Protection (GAP) coverage available
  • Extended Warranty Available

Recreational Vehicle Loans

  • Finance up to 100% of the value plus taxes and title
  • ATVs
  • Boats
  • Campers (pop-up, trailers, truck)
  • Jet skis
  • Motorhomes
Apply OnlineLearn more about GAP and Extended Warranty

Want to skip the branch?

Visit any one of our partner dealerships below and ask for the Har-co Credit Union loan for great rates. You don't have to be an existing member to take advantage of this offer. We'll take care of the membership when you get your keys.

Find your dream car here.

We've made it even easier to find your next car. Whether your next car is for commuting to work, driving around town, or enjoying the backroads, find it here - featuring our partnered dealerships.

From classic to classy. Introducing our specialty car loans.

We can help finance your next investment in speed, whether a ‘69 Judge or a ‘24 Vantage. Speak with a financial expert today for exclusive rates.

Contact us

Finance some of the top specialty brands in the world including:

Learn more about our specialty car loan

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