We were founded by teachers, to help teachers.

Supporting the unique financial needs of educators throughout Harford County is why we were founded. Since then we have opened our membership to anyone who lives, works or worships in Harford County - but we haven't forgotten our roots - and the foundation of this county - our educators. Learn about our special HCPS Summer Savings.

From higher savings to special grants.

Teacher
HCPS Summer Savings - 3.00% APY*
Make your money work for teachers in the summer! Earn 3.00% APY* on balances up to $20,000 starting 10/1/24. This savings gives you an automatic 12 month pay schedule for all HCPS 10-Month Employees. 15.38% per paycheck is automatically placed into your Har-co Summer Savings Account by HCPS Payroll Department. In the summer, you will continue to have an amount that is virtually equal to your school year bi-weekly net pay if you were enrolled the entire school year.
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Homes for Heroes Program
Educators receive significant Hero Rewards savings when you buy, sell, or refinance a home with our real estate, mortgage, title and home inspection specialists. Average savings is around $3,000! We partner with Karen Hilton, Realtor of American Premier Realty for this program. Learn more here.
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HCPS Teacher of the Year
We're honored to continuously support the HCPS Teacher of the Year program as the presenting sponsor by offering the winner and nominees up to $2,000 for this prestigious honor!
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designed for harco.
built by Har-co.

*APY = Annual Percentage Yield. $5 - $20,001 will earn 3.00% APY; over $20,001 will earn 0.25% APY.