Our rates.
New Auto Rates.
(in months)
Used/Refinanced Auto Rates.
(in months)
*APR = Annual Percentage Rate. The advertised rates are for individuals with credit scores 740 or better who also qualify for applicable discounts. The interest rate set at loan approval is based on the individual’s credit qualifications, whether they elect to take advantage of applicable discounts, the loan term and amount, vehicle mileage and other factors impacting actual interest rates. Not all applicants will qualify for the lowest interest rates. If applicable, automated payments must cover the monthly loan payment amount from a Har-co account or net pay direct deposit. Refinance restrictions apply. Rates current are subject to change without notice. Har-co membership eligibility is required. Ask for details. The auto loan program is available in various counties in MD, PA and DE. Comprehensive Auto insurance is required. Low-cost Gap and mechanical breakdown insurance is available. Loan subject to credit approval.
Motorcycle Rates.
Recreational Rates.
*APR = Annual Percentage Rate. The advertised rates are for individuals with credit scores 750 or better who also qualify for applicable discounts. The interest rate set at loan approval is based on the individual’s credit qualifications, whether they elect to take advantage of applicable discounts, the loan term and amount, vehicle mileage and other factors impacting actual interest rates. Not all applicants will qualify for the lowest interest rates. If applicable, automated payments must cover the monthly loan payment amount from a Har-co account or net pay direct deposit. Refinance restrictions apply. Minimum loan amount is $10,000.00 for 24 month terms. Payment is $44.37 for thousand financed for 24 month loan.
Home loan rates.
*APR = Annual Percentage Rate. Rates subject to change weekly and or without notice. 360 monthly payments of $1,412.03 at 5.825% for each $240,000 borrowed. Payments do not include amounts for taxes and insurance premiums and the actual payment obligation will be greater. Your actual interest rate may differ depending on a number of factors, including your credit history and loan characteristics. This is not a credit decision or a commitment to lend. Rates shown above are based on transfer of servicing rights to a Har-co investor and could be higher if servicing is retained at Har-co. Offer available for purchases and refinances in MD, DE, PA. Must be primary residence. Purchase specials available. Property insurance is required. Flood insurance may also be required. Loan subject to credit approval. Membership eligibility required. Ask for details. Escrow options available.
Har-co card
Cash Back
2%
1%
5% Local Cash Back
Intro Rate
0% APR2 for 12 months on all Purchases and Balance Transfers
APR as low as1
12.49%
14.99%
Balance Transfer Fee
0%
3% of the balance transfer
No Annual Fees
1. APR = Annual Percentage Rate. Rates quoted are subject to change. 2. Any existing balances on Har-co Credit Union loans or credit card accounts are not eligible for the Introductory APR for Balance Transfers. Actual rate based on creditworthiness. This APR will vary with the market based on the Prime Rate.
Secured Card
APR1
Credit Limit2
Cash Advance Fee
Annual Fee
1. APR = Annual Percentage Rate. This APR will vary with the market based on the Prime Rate. Rates quoted are subject to change. 2. Secured collateral must be funds from savings account. Subject to credit approval. Membership eligibility is required. Please refer to the terms and conditions of the credit card agreement for complete details.
Personal loan rates.
Low rate loans for anything in life.
*APR=Annual Percentage Rate. Membership eligibility required. Subject to Credit Approval.
Personal Loan: 36 monthly payments= $30.30 per $1,000 borrowed.
K-12 Loan: 36 monthly payments= $29.50 per $1,000 borrowed.
** Rates over 3 years. Rate includes discounts from Autopay and Direct Deposit to Har-co checking account.
Overdraft Protection.
- Up to $1,000 maximum credit limit
- Minimum monthly payment of $40
- Maximum rate 17.99%
*APR = Annual Percentage Rate. Subject to credit approval. Membership eligibility required.
Business Har-co card Overview.
Cash Back
5% at The Mill, Barrett's on the Pike, Party Palace
1% paid quarterly as a statement credit
Intro Rate - Purchases
0% APR1 for first 6 months on all purchases
Intro Rate - Balance Transfers2
10.24% APR1 for first 6 months with 3% fee for balance transfers
APR as low as1
14.49% APR3
No Annual Fees or Foreign Transaction Fees
1. APR = Annual Percentage Rate. Rates quoted are subject to change. 2. Any existing balances on Har-co Credit Union loans or credit card accounts are not eligible for the Introductory APR for Balance Transfers. Actual rate based on creditworthiness. This APR will vary with the market based on the Prime Rate. As low as rates for those with less than or equal to a $25,000 credit limit. Rates will be as low as 17.49% for those borrowing more than $25,000.