Making Your Mortgage Dreams Come True

First Time Home Buyer, New Home Purchase, Refinancing

HAR-CO Credit Union offers several mortgage options

  • Fixed rates with as little as 5% down payment
  • Mortgage terms from 7 to 30 years
  • Closing cost options available
  • Competitive interest rates
  • No points
  • Adjustable rates available
  • Available for MD PA and DE

Our mortgages are processed and closed locally. There is no substitute for our specialized service, and no surprises. You may have a lot of questions. Our sales officer will spend time with you discussing your financial scenario to determine which option is best for you. You can relax knowing that your dream of home-ownership is becoming a reality.

The Right Lender Makes All the Difference

  • Local direct lender that knows your market
  • In-house decisions for fast, smooth transactions
  • Variety of mortgage programs to meet the many unique needs of today’s buyer
  • An experienced professional you can count on!

Unfortunately, at this time, home loans cannot be processed via the internet. For more detailed information,
stop by our Bel Air branch and see Terry today!

Fixed 1st Mortgages - 20% Down





7 Year 3.500%  0 4.086%  
15 Year 3.750% 0 4.041%  
20 Year 4.250% 0 4.481%  
30 Year 4.500% 0 4.670% 

*APR = Annual Percentage Rate. Subject to credit approval. 60 monthly payments of $17.75 per $1,000 borrowed. The security used must be a primary residence in MD, PA and DE. Property insurance is required.

Buying or Refinancing a Home is Easier Than You Think

Click here for steps to take that can help make your home-buying process as seamless, stress-free and affordable as possible.

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