Enjoy Greenlight forfree.*

Join 6+ million families as you teach your kids to earn, save, and spend wisely with a Greenlight debit card.

Get startedNot a Har-co member?

Get your free* Greenlight subscription today

Har-co Credit Union members can get the debit card and money app for families for free through our partnership with Greenlight. To sign up, click "Get Started" above. Not a member of Har-co? No problem! If you live, work, worship, or attend school in Harford County, you can become a member by opening a savings account here.  Plus, you can pair it with a Rewards Checking account to make that money grow! This youth checking account has no age restriction!

Get started easily

1. Parents sign up for your free* account
Enter your phone number to get started and complete registration.
Apply online
2. Link Har-co Credit Union account
There are two ways to link your account: 

Easiest: Link your Har-co debit card to get started instantly

Easy: Link your savings or checking accounts via account/routing number (requires 2 microtransactions to verify account)
3. Download the parent app and create username and password for child
On the parent app, choose the child that you'd like to enable app usage.

Tap "Profile" in the top right-hand corner of your child's dashboard.

Create a username and password for your child. Note: It will ask for your password first before you can create their password.
4. Download app on child's device
Have them scan the QR code, send them a link, or search for the Greenlight app on their device.
‍
Have them login using their new username and password you just created.

You're ready to start using Greenlight!
left slider arrow
right arrow

A debit card for kids.
And so much more.

  • Money management
    Send money instantly, set flexible controls, and get real-time notifications.
  • Chores and allowance
    Assign chores and automate allowance - with the option to connect payouts to chore progress.
  • Savings goals
    Set savings goals for what your kids really want - and reach them together.
  • Financial literacy game
    ‍    Kids play Greenlight Level UpTM, the game that makes money concepts east to understand and fun to learn.
Get startedNot a Har-co member?

FAQs

What is included in my free* Greenlight subscription?

Your subscription includes debit cards for up to 5 kids, instant money transfers, spending notifications, chores, automated allowance, the financial literacy game Level Up, and more.

Is there a restriction on age?

‍No - there is no age restriction to use Greenlight!

How much does Greenlight cost?

As a Har-co Credit Union member, your Greenlight subscription is free!*

How do I access my free* Greenlight subsription?

If you're a Har-co Credit Union Member, you can sign up for your free† subscription on Greenlight’s website - greenlight.com/harco.
If you're new to Har-co and/or a current Greenlight member you'll find instructions on signing up for your free* account there, too.

Can I automatically transfer from my Har-co account to the parent Greenlight account?

Yes, you can either manually transfer money from Har-co to the parent's account or set up automated rules including:
‍
Low account balance - when balance is below a set amount it will pull the amount desired automatically from Har-co

1st of each month - set up automated transfers on the 1st of each month
‍
Allowances - If your Greenlight wallet doesn't have enough funds to cover an allowance, you can set it up to have it automatically pull from your Har-co account

Do I link my Har-co Credit Union account or my child's account?

You can choose any Har-co Credit Union savings, checking, or debit card to link to the parent's Greenlight account. Most people choose the parent's primary account.

What is the financial literacy game?

Kids play Greenlight Level UpTM, the game that makes money concepts east to understand and fun to learn.

Get startedNot a Har-co member?

Disclaimers: The Greenlight card is issued by Community Federal Savings Bank, member FDIC, Pursuant to license by Mastercard International. Har-co Credit Union Members are eligible for the Greenlight SELECT plan at no cost when they connect their Har-co Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Plans start at $5.99/mo. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer ends 5/30/2028. Offer subject to change or renewal. Card images shown are illustrative and may vary from the card you receive.